1. They are not your friend.
2. They are not looking out for your medical needs.
3. Their job is get the doctor to return you to work ASAP.
4. Doctors do not like nurses or anyone else telling them how to do your job or suggesting they know better.
5. If the Doctor is harassed enough (when can he return to work, when can she return to work) he may return you to work before you are ready. It happens all the time.
6. If anything they are trying to save money for the insurance company by preventing testing and treatment, physical therapy etc…
7. Do not let them talk to your doctor outside your presence. They will try to get the doctor to switch his opinion on restrictions.
8. It is best to not let them talk to your doctor at all.
9. They will tell you the law is that they can legally talk to your doctor. That is just not true.
10. You have Hippa rights. You do not give those up. The claims adjuster has a right to get the medical records per the law, but not to orally discus the case.
11. If you have signed a release allowing them to talk to your doctor you can revolt that right you have given up.
12. Advise your doctor that you do not want them talking to the nurse manager or the adjuster. Tell the office staff as well.
13. Call my office ASAP once you feel your rights are being violated.
Law Offices of David Zimmerman
You should talk with an Attorney that specializes in Michigan Worker’s Compensation Law before you settle your case. I regularly see people in court settling their worker’s compensation case without an attorney. I often sit in on those settlement hearings and people that trust insurance companies and insurance adjuster to be fair, get much less than those that hire an attorney.
You can always settle your case, but in many cases you should wait until your medical condition is stable. Insurance companies often offer a quick settlement before your completely medically stable. Don’t trust insurance adjusters, call a Michigan Worker’s Compensation Attorney Specialist. It is a free call.