One of the questions we hear most often is whether an employee has to use vacation or sick time after getting hurt at work. The answer is not always a simple yes or no, but usually the answer is yes. Michigan workers’ compensation does not pay wage loss benefits until an employee has been disabled…

Many of the clients we see are surprised to learn how many benefits may be available after a workplace injury. Understanding your rights can help make sure you receive the benefits the insurance company is required to provide. Wage Loss Benefits If your injury keeps you from working, you may qualify for weekly wage Loss…

Whether a business owner needs workers’ compensation insurance depends on how the business is set up and who is considered an employee. Michigan workers’ compensation generally protects employees, but we believe coverage for a business owner is worth looking into when it is available. Who Needs Workers’ Compensation Insurance in Michigan? Michigan businesses may be…

Insurance medical examinations can be frustrating, stressful, and disruptive. You may be required to travel to a doctor selected and paid by the insurance company. The examinations may be brief, yet the doctor’s opinion can affect your benefits, medical treatment, and ability to remain off of work. In an open claim, these examinations may occur…

Some injured workers appreciate assistance from a nurse case manager. Others feel uncomfortable having someone working for the insurance company involved in their medical care. A nurse case manager may attend appointments, communicate with doctors, request reports, and discuss return to work plans. Even when everyone acts professionally, the injured workers may feel that private…

Workers’ compensation cases can last for years in Michigan. During that time, injured workers may live with uncertainty about weekly checks, medical treatment, Employment, surveillance, insurance examinations, and possible litigation. A fair settlement can provide something that an ongoing claim cannot always provide: finality. You know the amount being paid. You know the dispute is…

An open workers’ compensation claim often means waiting for someone else to make decisions. The insurance company may question treatment, delay authorization, dispute prescriptions, and/or require additional examinations. A nurse case manager may attend appointments or communicate with your doctors. A settlement can change that. Instead of continuing to depend on weekly decisions made by…

An open Michigan workers’ compensation claim can feel like someone is always watching. You may face different situations such as surveillance, social-media review, repeated insurance medical examinations, and questions about what you are doing in your day to day life. A workers’ compensation settlement can end much of the intrusion. Once the claim is properly…